No credit cards sex hookups
No credit cards sex hookups - women dating in the 1920s
In some states there is no legal separation; you are separated the day you begin living apart. Your options There are several options for handling joint credit card debt.
"For many couples, it becomes an emotional game of, 'If he -- or she -- can spend money, I can, too,' and each of them runs up the credit cards," says Tina Tessina, author of "Money, Sex And Kids: Stop Fighting About The Three Things That Can Ruin Your Marriage"Ultimately, you can save yourself a huge amount of money if you can work out an agreement about who pays off the cards together.
If not, get help from a mediator or a financial planner, which is cheaper than an attorney." The basics Debt incurred during a marriage is generally the joint responsibility of both parties, as long as both are co-signers on the credit cards, says Bill Glassner, a financial planner with Glassner Carlton Financial Planning in Cedar Knolls, N. "However, if the credit card is in one spouse's name but the other is just an additional cardholder, that spouse isn't responsible.
" One exception is community property states, where both are responsible, even for debt incurred by one partner.
Alan Sillars of the University of Montana, was conducted on 274 college students at a large public university.
They found that while 94 percent of participating students were familiar with the phrase "hooking up,” there was no consensus about what “hooking up” actually entailed.
If you are drowning in debt and can't extricate yourself, even with the help of a credit counselor, you may need to file for bankruptcy to get out from under your credit card and other debts.
If so and you're still married, you should file at the same time so that neither of you gets stuck with joint debt, says Craine.You can divorce your spouse, but unless you take extra steps to protect yourself, ditching debt from jointly held cards is more difficult.Credit card companies aren't bound by divorce decrees, so they can go after you for jointly incurred debt if your former spouse doesn't pay.(For a list of alternate euphemisms, see below.) All Talk?Despite the ambiguity of the term "hookup," 84 percent of students reported that they had discussed theirs with friends in the previous four months.In the event that you can't avoid carrying joint debt into your post-divorce life, you can structure your divorce agreement to protect yourself.