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18-Feb-2020 21:34 by 10 Comments

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I also “found” $320 in cash rewards by calling my credit card company and asking them to mail me the rewards check.Thanks for your motivating posts/emails- I’m tackling clutter and Craigslist, next.” – Nicole“You inspired me to make some calls this past weekend and I saved: $10 a month on cell phones $150 a year on car and renter’s insurance $20 a month on internet I also signed up for direct deposit at the bank that has my car loan, shaving .25% of the APR. ” – Sara“I just saved $450 per year thanks to this challenge.

I should get on board with this because my cable bill just went up by (and yes, I just check to see if they could lower it & they said no promotions right now but I’ll be hounding them constantly), and my health insurance will go up in Jan by almost .

Our cell contract is up in April, so I’m chomping at the bit to slash that bill. Naturally, I contacted them right away, and this is what they said: basically I have too much money on my account. We’d been with USAA for over 20 years and I finally made some calls last week.

Also, I’ve been moving my wife’s overtime money to savings quick fast and in a hurry before we get a chance to spend it. I only wanted an insurance company that had the same high consumer ratings and quality as USAA, and after a 30-minute phone call, I’m one happy woman.

The reason is that every permanent drop in your spending has a double effect: it increases the amount of money you have left over to save each month, and it permanently decreases the amount you’ll need every month for the rest of your life.” That last line stopped me in my tracks: “it permanently decreases the amount you’ll need every month for the rest of your life.” This hit me hard, especially now that I’ve come to realize retiring early hinges heavily on your monthly expenses.

You can attain freedom much quicker if you only need

I should get on board with this because my cable bill just went up by $10 (and yes, I just check to see if they could lower it & they said no promotions right now but I’ll be hounding them constantly), and my health insurance will go up in Jan by almost $50.Our cell contract is up in April, so I’m chomping at the bit to slash that bill. Naturally, I contacted them right away, and this is what they said: basically I have too much money on my account. We’d been with USAA for over 20 years and I finally made some calls last week.Also, I’ve been moving my wife’s overtime money to savings quick fast and in a hurry before we get a chance to spend it. I only wanted an insurance company that had the same high consumer ratings and quality as USAA, and after a 30-minute phone call, I’m one happy woman.The reason is that every permanent drop in your spending has a double effect: it increases the amount of money you have left over to save each month, and it permanently decreases the amount you’ll need every month for the rest of your life.” That last line stopped me in my tracks: “it permanently decreases the amount you’ll need every month for the rest of your life.” This hit me hard, especially now that I’ve come to realize retiring early hinges heavily on your monthly expenses.You can attain freedom much quicker if you only need $1,000 a month to live on vs, say, $10,000.All recurring savings EVERY SINGLE MONTH by taking a few simple, and easy, actions (mostly be picking up a phone).

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I should get on board with this because my cable bill just went up by $10 (and yes, I just check to see if they could lower it & they said no promotions right now but I’ll be hounding them constantly), and my health insurance will go up in Jan by almost $50.

Our cell contract is up in April, so I’m chomping at the bit to slash that bill. Naturally, I contacted them right away, and this is what they said: basically I have too much money on my account. We’d been with USAA for over 20 years and I finally made some calls last week.

Also, I’ve been moving my wife’s overtime money to savings quick fast and in a hurry before we get a chance to spend it. I only wanted an insurance company that had the same high consumer ratings and quality as USAA, and after a 30-minute phone call, I’m one happy woman.

The reason is that every permanent drop in your spending has a double effect: it increases the amount of money you have left over to save each month, and it permanently decreases the amount you’ll need every month for the rest of your life.” That last line stopped me in my tracks: “it permanently decreases the amount you’ll need every month for the rest of your life.” This hit me hard, especially now that I’ve come to realize retiring early hinges heavily on your monthly expenses.

You can attain freedom much quicker if you only need $1,000 a month to live on vs, say, $10,000.

All recurring savings EVERY SINGLE MONTH by taking a few simple, and easy, actions (mostly be picking up a phone).

,000 a month to live on vs, say, ,000.

All recurring savings EVERY SINGLE MONTH by taking a few simple, and easy, actions (mostly be picking up a phone).

And to fully comprehend just how much of a difference this is making, I’ve opened up a new separate savings account that will track it over the next 12 months, along with other “extra” money I find/earn over time.I had all of your notes there in front of me and we were able to cut the mileage driven, raise the deductible, and reduce the medical coverage to save some cash!Getting ready to cut the cable cord this week as well” – Barry“I just started doing this a couple weeks ago, and we’re already at

And to fully comprehend just how much of a difference this is making, I’ve opened up a new separate savings account that will track it over the next 12 months, along with other “extra” money I find/earn over time.

I had all of your notes there in front of me and we were able to cut the mileage driven, raise the deductible, and reduce the medical coverage to save some cash!

Getting ready to cut the cable cord this week as well” – Barry“I just started doing this a couple weeks ago, and we’re already at $1,806.

Here are the monthly balances so far: Craigslist Tracker :) Over $5,000 saved in one year – woo! I think I might get to $1k/month in savings without even cutting cable!

You can click here for the full breakdown on what made up this pot, but here’s the quick cheat sheet: Here’s what I’ve learned over the past 12 months doing this: The full wrap up and and details can be found here. We’re gonna dump all this money out as it was earmarked for maxing out my Roth IRA, but I’m proud to say WE’RE GOING ANOTHER ROUND, BABY! We’re going for the gold and gonna see if we can beat out this measly $5,500 over the next 12 months ;) Wish me luck! Saved so far in Round II: Here are all the blog posts from the challenge that go into the details. Apparently I’m a sucker for the free trials that I don’t end up cancelling…

My largest single savings achievement was dropping AT&T and going to Republic Wireless (saved $220 per month! Wanted to let you know that you have inspired me to go on a serious challenge of my own. ” – Lil Vee (Check out Vee’s entire comment, along with the awesome article it inspired here!

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And to fully comprehend just how much of a difference this is making, I’ve opened up a new separate savings account that will track it over the next 12 months, along with other “extra” money I find/earn over time.I had all of your notes there in front of me and we were able to cut the mileage driven, raise the deductible, and reduce the medical coverage to save some cash!Getting ready to cut the cable cord this week as well” – Barry“I just started doing this a couple weeks ago, and we’re already at $1,806.Here are the monthly balances so far: Craigslist Tracker :) Over $5,000 saved in one year – woo! I think I might get to $1k/month in savings without even cutting cable!You can click here for the full breakdown on what made up this pot, but here’s the quick cheat sheet: Here’s what I’ve learned over the past 12 months doing this: The full wrap up and and details can be found here. We’re gonna dump all this money out as it was earmarked for maxing out my Roth IRA, but I’m proud to say WE’RE GOING ANOTHER ROUND, BABY! We’re going for the gold and gonna see if we can beat out this measly $5,500 over the next 12 months ;) Wish me luck! Saved so far in Round II: Here are all the blog posts from the challenge that go into the details. Apparently I’m a sucker for the free trials that I don’t end up cancelling…My largest single savings achievement was dropping AT&T and going to Republic Wireless (saved $220 per month! Wanted to let you know that you have inspired me to go on a serious challenge of my own. ” – Lil Vee (Check out Vee’s entire comment, along with the awesome article it inspired here!

,806.Here are the monthly balances so far: Craigslist Tracker :) Over ,000 saved in one year – woo! I think I might get to

And to fully comprehend just how much of a difference this is making, I’ve opened up a new separate savings account that will track it over the next 12 months, along with other “extra” money I find/earn over time.

I had all of your notes there in front of me and we were able to cut the mileage driven, raise the deductible, and reduce the medical coverage to save some cash!

Getting ready to cut the cable cord this week as well” – Barry“I just started doing this a couple weeks ago, and we’re already at $1,806.

Here are the monthly balances so far: Craigslist Tracker :) Over $5,000 saved in one year – woo! I think I might get to $1k/month in savings without even cutting cable!

You can click here for the full breakdown on what made up this pot, but here’s the quick cheat sheet: Here’s what I’ve learned over the past 12 months doing this: The full wrap up and and details can be found here. We’re gonna dump all this money out as it was earmarked for maxing out my Roth IRA, but I’m proud to say WE’RE GOING ANOTHER ROUND, BABY! We’re going for the gold and gonna see if we can beat out this measly $5,500 over the next 12 months ;) Wish me luck! Saved so far in Round II: Here are all the blog posts from the challenge that go into the details. Apparently I’m a sucker for the free trials that I don’t end up cancelling…

My largest single savings achievement was dropping AT&T and going to Republic Wireless (saved $220 per month! Wanted to let you know that you have inspired me to go on a serious challenge of my own. ” – Lil Vee (Check out Vee’s entire comment, along with the awesome article it inspired here!

||

And to fully comprehend just how much of a difference this is making, I’ve opened up a new separate savings account that will track it over the next 12 months, along with other “extra” money I find/earn over time.I had all of your notes there in front of me and we were able to cut the mileage driven, raise the deductible, and reduce the medical coverage to save some cash!Getting ready to cut the cable cord this week as well” – Barry“I just started doing this a couple weeks ago, and we’re already at $1,806.Here are the monthly balances so far: Craigslist Tracker :) Over $5,000 saved in one year – woo! I think I might get to $1k/month in savings without even cutting cable!You can click here for the full breakdown on what made up this pot, but here’s the quick cheat sheet: Here’s what I’ve learned over the past 12 months doing this: The full wrap up and and details can be found here. We’re gonna dump all this money out as it was earmarked for maxing out my Roth IRA, but I’m proud to say WE’RE GOING ANOTHER ROUND, BABY! We’re going for the gold and gonna see if we can beat out this measly $5,500 over the next 12 months ;) Wish me luck! Saved so far in Round II: Here are all the blog posts from the challenge that go into the details. Apparently I’m a sucker for the free trials that I don’t end up cancelling…My largest single savings achievement was dropping AT&T and going to Republic Wireless (saved $220 per month! Wanted to let you know that you have inspired me to go on a serious challenge of my own. ” – Lil Vee (Check out Vee’s entire comment, along with the awesome article it inspired here!

k/month in savings without even cutting cable!You can click here for the full breakdown on what made up this pot, but here’s the quick cheat sheet: Here’s what I’ve learned over the past 12 months doing this: The full wrap up and and details can be found here. We’re gonna dump all this money out as it was earmarked for maxing out my Roth IRA, but I’m proud to say WE’RE GOING ANOTHER ROUND, BABY! We’re going for the gold and gonna see if we can beat out this measly ,500 over the next 12 months ;) Wish me luck! Saved so far in Round II: Here are all the blog posts from the challenge that go into the details. Apparently I’m a sucker for the free trials that I don’t end up cancelling…My largest single savings achievement was dropping AT&T and going to Republic Wireless (saved 0 per month! Wanted to let you know that you have inspired me to go on a serious challenge of my own. ” – Lil Vee (Check out Vee’s entire comment, along with the awesome article it inspired here!

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