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18-Feb-2020 21:34 by 2 Comments

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I had all of your notes there in front of me and we were able to cut the mileage driven, raise the deductible, and reduce the medical coverage to save some cash!Getting ready to cut the cable cord this week as well” – Barry“I just started doing this a couple weeks ago, and we’re already at $1,806.

Thanks for your motivating posts/emails- I’m tackling clutter and Craigslist, next.” – Nicole“You inspired me to make some calls this past weekend and I saved: a month on cell phones 0 a year on car and renter’s insurance a month on internet I also signed up for direct deposit at the bank that has my car loan, shaving .25% of the APR. ” – Sara“I just saved 0 per year thanks to this challenge.) once I started seeing all these expense I could cut and going through 3 years of credit card statements looking for more fraudulent and not-authorized charges.” – B.“Just wanted to let you know I made 00 this year on a snow day (I’m a teacher) by making 4 phone calls.Cut 0 a year off my car insurance, /month off my cell phone bill, and off my cable/internet per month.:-D Total savings so far: 0 per month” — Jordan“Thanks for posting this. Went with esurance for the same coverage versus Allstate.This is a line item I just didn’t pay much attention to – thinking a savings would only be a few dollars…. Tried to get the agent to match or reduce but they couldn’t-sooooo…..” – Jay P“Since reading through your site about a month ago I have been able to put a realistic budget plan in place and started pouring through our monthly expenses and was able to save about

Thanks for your motivating posts/emails- I’m tackling clutter and Craigslist, next.” – Nicole“You inspired me to make some calls this past weekend and I saved: $10 a month on cell phones $150 a year on car and renter’s insurance $20 a month on internet I also signed up for direct deposit at the bank that has my car loan, shaving .25% of the APR. ” – Sara“I just saved $450 per year thanks to this challenge.) once I started seeing all these expense I could cut and going through 3 years of credit card statements looking for more fraudulent and not-authorized charges.” – B.“Just wanted to let you know I made $1800 this year on a snow day (I’m a teacher) by making 4 phone calls.Cut $220 a year off my car insurance, $55/month off my cell phone bill, and $49 off my cable/internet per month.:-D Total savings so far: $130 per month” — Jordan“Thanks for posting this. Went with esurance for the same coverage versus Allstate.This is a line item I just didn’t pay much attention to – thinking a savings would only be a few dollars…. Tried to get the agent to match or reduce but they couldn’t-sooooo…..” – Jay P“Since reading through your site about a month ago I have been able to put a realistic budget plan in place and started pouring through our monthly expenses and was able to save about $1,030 PER MONTH!And if you’re banking the difference like we are every month you’ll literally see your efforts paying off!

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Thanks for your motivating posts/emails- I’m tackling clutter and Craigslist, next.” – Nicole“You inspired me to make some calls this past weekend and I saved: $10 a month on cell phones $150 a year on car and renter’s insurance $20 a month on internet I also signed up for direct deposit at the bank that has my car loan, shaving .25% of the APR. ” – Sara“I just saved $450 per year thanks to this challenge.

) once I started seeing all these expense I could cut and going through 3 years of credit card statements looking for more fraudulent and not-authorized charges.” – B.“Just wanted to let you know I made $1800 this year on a snow day (I’m a teacher) by making 4 phone calls.

Cut $220 a year off my car insurance, $55/month off my cell phone bill, and $49 off my cable/internet per month.

:-D Total savings so far: $130 per month” — Jordan“Thanks for posting this. Went with esurance for the same coverage versus Allstate.

This is a line item I just didn’t pay much attention to – thinking a savings would only be a few dollars…. Tried to get the agent to match or reduce but they couldn’t-sooooo…..” – Jay P“Since reading through your site about a month ago I have been able to put a realistic budget plan in place and started pouring through our monthly expenses and was able to save about $1,030 PER MONTH!

And if you’re banking the difference like we are every month you’ll literally see your efforts paying off!

,030 PER MONTH!And if you’re banking the difference like we are every month you’ll literally see your efforts paying off!

I should get on board with this because my cable bill just went up by (and yes, I just check to see if they could lower it & they said no promotions right now but I’ll be hounding them constantly), and my health insurance will go up in Jan by almost .Here are the monthly balances so far: Craigslist Tracker :) Over ,000 saved in one year – woo! I think I might get to

I should get on board with this because my cable bill just went up by $10 (and yes, I just check to see if they could lower it & they said no promotions right now but I’ll be hounding them constantly), and my health insurance will go up in Jan by almost $50.

Here are the monthly balances so far: Craigslist Tracker :) Over $5,000 saved in one year – woo! I think I might get to $1k/month in savings without even cutting cable!

You can click here for the full breakdown on what made up this pot, but here’s the quick cheat sheet: Here’s what I’ve learned over the past 12 months doing this: The full wrap up and and details can be found here. We’re gonna dump all this money out as it was earmarked for maxing out my Roth IRA, but I’m proud to say WE’RE GOING ANOTHER ROUND, BABY! We’re going for the gold and gonna see if we can beat out this measly $5,500 over the next 12 months ;) Wish me luck! Saved so far in Round II: Here are all the blog posts from the challenge that go into the details. Apparently I’m a sucker for the free trials that I don’t end up cancelling…

The car insurance rates were a wash, but the homeowners was $1000 cheaper for higher coverage (I wanted higher replacement coverage for the house).

So now I’m paying $1000 less per year which blows my mind.

The reason is that every permanent drop in your spending has a double effect: it increases the amount of money you have left over to save each month, and it permanently decreases the amount you’ll need every month for the rest of your life.” That last line stopped me in my tracks: “it permanently decreases the amount you’ll need every month for the rest of your life.” This hit me hard, especially now that I’ve come to realize retiring early hinges heavily on your monthly expenses.

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I should get on board with this because my cable bill just went up by $10 (and yes, I just check to see if they could lower it & they said no promotions right now but I’ll be hounding them constantly), and my health insurance will go up in Jan by almost $50.Here are the monthly balances so far: Craigslist Tracker :) Over $5,000 saved in one year – woo! I think I might get to $1k/month in savings without even cutting cable!You can click here for the full breakdown on what made up this pot, but here’s the quick cheat sheet: Here’s what I’ve learned over the past 12 months doing this: The full wrap up and and details can be found here. We’re gonna dump all this money out as it was earmarked for maxing out my Roth IRA, but I’m proud to say WE’RE GOING ANOTHER ROUND, BABY! We’re going for the gold and gonna see if we can beat out this measly $5,500 over the next 12 months ;) Wish me luck! Saved so far in Round II: Here are all the blog posts from the challenge that go into the details. Apparently I’m a sucker for the free trials that I don’t end up cancelling…The car insurance rates were a wash, but the homeowners was $1000 cheaper for higher coverage (I wanted higher replacement coverage for the house).So now I’m paying $1000 less per year which blows my mind.The reason is that every permanent drop in your spending has a double effect: it increases the amount of money you have left over to save each month, and it permanently decreases the amount you’ll need every month for the rest of your life.” That last line stopped me in my tracks: “it permanently decreases the amount you’ll need every month for the rest of your life.” This hit me hard, especially now that I’ve come to realize retiring early hinges heavily on your monthly expenses.

k/month in savings without even cutting cable!You can click here for the full breakdown on what made up this pot, but here’s the quick cheat sheet: Here’s what I’ve learned over the past 12 months doing this: The full wrap up and and details can be found here. We’re gonna dump all this money out as it was earmarked for maxing out my Roth IRA, but I’m proud to say WE’RE GOING ANOTHER ROUND, BABY! We’re going for the gold and gonna see if we can beat out this measly ,500 over the next 12 months ;) Wish me luck! Saved so far in Round II: Here are all the blog posts from the challenge that go into the details. Apparently I’m a sucker for the free trials that I don’t end up cancelling…The car insurance rates were a wash, but the homeowners was 00 cheaper for higher coverage (I wanted higher replacement coverage for the house).So now I’m paying 00 less per year which blows my mind.The reason is that every permanent drop in your spending has a double effect: it increases the amount of money you have left over to save each month, and it permanently decreases the amount you’ll need every month for the rest of your life.” That last line stopped me in my tracks: “it permanently decreases the amount you’ll need every month for the rest of your life.” This hit me hard, especially now that I’ve come to realize retiring early hinges heavily on your monthly expenses.

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